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The state pension age

The state pension age rises gradually and depends on when you were born — not the birth year alone, but a half-year window. This page shows the transition rows and explains what the most recent — and not necessarily final — age limit means.

The age rises by birth date, not birth year alone

The state pension age is fixed in half-year windows: two people born in the first and second half of the same year can have a different pension age. The table below shows the six fixed transition rows.

The state pension age by birth date, § 1 a
BornPension age
Before 1 January 195465 years
1954-01-01 – 1954-06-3065 years and 6 months
1954-07-01 – 1954-12-3166 years
1955-01-01 – 1955-06-3066 years and 6 months
1955-07-01 – 1962-12-3167 years
1963-01-01 – 1966-12-3168 years
1967-01-01 – and later69 years

Legal basis: § 1 a, Pensionsloven (LBK nr. 1123 af 21. oktober 2024)

The newest age limit is not necessarily the final one

The newest cohort (born 1 January 1967 and later) has a state pension age of 69 years. That is the most recent age the Act has fixed — not a limit the Act declares final. The Act requires the age to be reviewed every five years from 2015, based on measured life expectancy at age 60, for cohorts born after 1962. A future cohort can therefore end up with a different age than the one shown here, once a new review is enacted.

Legal basis: § 1 a, stk. 2-3, og nr. 7, Pensionsloven (LBK nr. 1123 af 21. oktober 2024)

Born before 1954

The oldest, non-stepped group — born before 1 January 1954 — has a state pension age of 65 years.

Legal basis: § 1 a, nr. 1, Pensionsloven (LBK nr. 1123 af 21. oktober 2024)

No route to draw earlier

There is no age reduction or early-payment route for folkepension. What the Act does offer is DEFERRING the claim past the state pension age (opsat pension, Kapitel 2 a) for a later, increased benefit — a separate scheme not priced on this page.

Legal basis: § 12, stk. 1, og Kapitel 2 a, Pensionsloven (LBK nr. 1123 af 21. oktober 2024)

The residence requirement

The right to folkepension requires at least 3 years of fixed residence in the realm between the age of 15 and the state pension age. The full-rate pension requires residence for 9/10 of that period — for the newest cohort that comes to 48.6 years.

Legal basis: §§ 4-5, Pensionsloven (LBK nr. 1123 af 21. oktober 2024)